Whether you rent a home or own a house, it’s important that you invest in insurance. You may assume that this is an unnecessary expense, but it can save you big time. If you’re without this coverage now, you’ll want to talk to an insurance agent to discuss renters’ and homeowners’ insurance policy options in your local area. Here are the reasons you’ll want to buy renters’ or homeowners’ insurance coverage:…
Read More »Auto insurance is a definite necessity when you own a car or if you drive someone else’s car often, and you are free to insure just one car or multiple cars on the same policy. When you insure multiple cars on the same policy, you will have a multi-car insurance policy, and here are three important things to know about multi-car insurance policies. They offer a way to save money…
Read More »Auto insurance is required for every driver that’s out on the road, at least if they want to drive legally. But just because you are required to make an auto insurance payment on a regular basis, that does not mean you are required to let it put a dent in your bank account. There are a variety of ways to save money on auto insurance, some of which you might not have even thought of.…
Read More »As a homeowner, you will have a lot of responsibilities when it comes to caring for your house, including protecting it and maintaining it. One way you can do this is by purchasing homeowner’s insurance, as this would protect against a lot of perils, but does it protect you against fallen tree branches? The answer to this depends on several different factors. Did the branch cause damage? If a tree branch falls, did it cause damage?…
Read More »Have you recently received a renewal notice for your auto insurance, only to find that your rates have changed? There are many factors that can affect your rates, some of which may be out of your control, and others you have at least some control over. By having a better understanding of factors that can cause your rates to increase or decrease, you can be a better-informed policyholder. Your Driving History…
Read More »Are you in the process of getting auto insurance for one of your vehicles? If so, you may be wondering if you should get comprehensive insurance coverage. While it is not a requirement if your state mandates auto insurance, it can help you out in many situations. Here is what you need to know about comprehensive coverage. What Comprehensive Insurance Covers In states without no-fault insurance, basic auto insurance is designed to protect you in case you cause damage to another person’s car.…
Read More »If you are over the age of 65, Medicare is a wonderful tool that you can use in order to save money on your health insurance. However, not all plans are created equal. If you feel you are paying too much for your Medicare Advantage plan, you may want to think about switching to one of the many Medicare supplement plans. What is the difference between a Medicare Advantage plan and a Medicare Supplement plan?…
Read More »Purchasing a home involves a number of details that must be attended to, such as scheduling a home inspection, ensuring that all documentation is sent to the mortgage company and title company, and transferring utilities. Another extremely important detail that needs to be taken care of before closing is purchasing a homeowners insurance policy. Since a home is typically one of a person’s biggest investments, buying the right homeowners insurance policy is essential to protect a person financially.…
Read More »If it is time to renew your auto insurance, it is important that you visit your agent in time before the old policy is over. The last thing you want to have happen is to get in a wreck and not be covered. When you visit your agent to renew the policy, there are some things you need to consider. Below are three of these things so you can get everything set up properly.…
Read More »Having a house fire is never a pleasant experience, even if the fire is small. The smallest fire in a house can cause smoke damage to the entire home and everything in it and could cause you to have to move out of your home. If this ever happened, you would be fully protected if your homeowner’s insurance policy included additional living expense (ALE) coverage. Here are several things to know about ALE coverage…
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