As the owner of a commercial truck company, you obviously have a variety of expenses that you have to watch out for every day. Keeping costs down to keep your profit margins high is how you will continue to drive growth for your business. One of your ongoing and constant costs month after month will be your commercial truck insurance.
But while this is a necessity of doing business, it doesn’t mean you have to agree to pay a ridiculous amount of money every month.…
Your car insurance policy is filled with jargon that you might not understand. One term found in auto insurance policies that many drivers are not familiar with is subrogation. The subrogation process typically occurs behind the scenes after an accident.
Subrogation is the process by which the not-at-fault driver’s insurance company seeks compensation from the at-fault driver’s insurance company after paying out a claim. While you aren’t directly involved in the subrogation process, it can directly benefit you in a number of ways.…
If you have purchased your first vehicle, you need to obtain insurance for your car. Or, if you are moving off your parent’s car insurance, you will need to get your own insurance policy. When it comes to getting car insurance for the first time, there are some essential things you need to know.
Thing #1: Must Carry the State’s Minimum Insurance
When you start shopping around for a car insurance policy, you will discover a lot of variety in how you can customize your coverage.…
Do you need to get health insurance? Having health insurance is quite important because you need to go to routine wellness visits, dental visits, and more. You might need prescription medication at times for different ailments, too. If you currently are uninsured, start looking at various health insurance plans and contemplating a few important factors before choosing the best plan.
The Monthly Cost of the Plan
The cost of your insurance plan is a big deal.…
Medicare is the insurance plan that you can get on if you have a disability, or when you retire and are no longer part of the workforce, and the insurance plans that come with being part of the workforce.
Medicare is designed to make sure your health and insurance needs are taken care of throughout your life. Medicare supplement insurance, more commonly referred to as Medigap, are insurance plans that you can enroll in that will supplement the primary insurance you get through your Medicare policy.…
Don’t expect automatic maximum compensation from your home insurance company after a disaster. You must know how to navigate the claim process properly if you expect maximum compensation. Below are some tips to help you maximize your home damage claim.
Act Fast
Insurance doesn’t cover gradual damage or wear and tear. For example, if a storm damages your house, your home insurance company won’t compensate you for rot and corrosion that occurs months after the initial damage.…
Auto insurance is a product that every driver needs. It protects you when you drive, and it protects other people you may encounter while you drive. If you do not have a policy right now but need one, you can call for a quote. Before you call, you should gather the necessary information, as the agent will require the right information before processing your quote and policy. If you are not sure what you need, here is a list of the information you must supply to the agent for an auto insurance quote.…
No one wants to find out that their home or office has been destroyed or damaged by fire, but it can and does happen. The best-case scenario is that you have good insurance in place so that you’re able to get the help that you need. If you’re looking to use your homeowners’ insurance to take care of this problem, you may be wondering what to expect. Keep reading to learn how to deal with the insurance process when you have a property with fire damage.…
