Maintaining an active car insurance policy is one of the most important things you could ever do. Driving is a risky activity, and each time you set out on the road, there is a chance you could get into an accident. If you hit another vehicle and are found to be the at-fault party, you have financial protection so you don’t have to face a lawsuit on your own. Also, if you happen to hit a curb or guardrail and carry full coverage, you can file a claim and get the damage at least partially taken care of without having to dig too deeply into your own pockets.…
When you run a trucking company, you will want to make sure you have enough insurance to cover any losses. One type of insurance many brokers offer is motor truck cargo insurance. While the law may not require you to carry it, some clients may require you to have it when hauling their cargo. Keep reading to learn more about motor truck cargo insurance and its benefits.
What Is Motor Truck Cargo Insurance?…
Driving is incredibly important for getting to work, to the store, to your family, and everywhere else. However, to legally drive, everyone needs auto insurance. In fact, if you get caught driving without auto insurance, you may face special punishments like being required to submit SR-22 insurance forms to comply with courts and the DMV. If you would like to know more, keep reading.
What Is SR-22 Insurance?
Despite the name, SR-22 insurance isn’t actually insurance.…
Insurance brokerages can be essential businesses for providing clients with customizable insurance solutions. As with other businesses, it can be important to know the value of your insurance brokerage, but there can be many factors that will determine the value of this enterprise.
Depth Of Client Pool
The depth of the client pool for the insurance brokerage will be a major factor in determining the overall value of the company. In fact, there may be parties interested in acquiring the business for the purpose of gaining access to this customer list.…
As the owner of a small business, you want to retain a productive and loyal staff. However, you may experience a high employee turnover rate if you fail to offer your employees enough incentive to keep working for you.
To ensure that you can attract the best talent and maintain a loyal payroll, you can invest in perks that are appealing to people looking for full-time employment. You can take advantage of what a small business benefits package can offer to you and your company.…
An insurance policy is a contract between the policyholder, in this case, you, and the insurer (the insurance company underwriting the risk) that protects and reimburses you against specific financial losses.
Insurance companies generally pool their client’s risks to ensure convenience and pocket-friendly payments for the policyholder. Various types of insurance services offer a myriad of benefits, as discussed extensively in the sections below.
Types of Insurance
Health Insurance
Health insurance is a must-have.…
Anyone that is injured while on the job shouldn’t have to pay for their recovery out of their own pocket. That’s what workers’ compensation insurance is for, with many states making it mandatory to have this type of insurance for your workplace. Workers’ compensation is like an additional insurance policy that covers your medical bills, lost wages, and permanent damages related to your work-related injury. Here are some things to know about using workers’ compensation to ensure it goes smoothly for you.…
Carrying insurance is vital for so many of the most important areas of your life. You are likely accustomed to being sure to maintain medical, dental, and vision protection, but there are other forms of insurance that are just as essential if you want to guard yourself against the possibility of financial ruin. When you purchased your house, you may have taken out a basic homeowner’s policy, but if you only carry bare-bones coverage, you could be putting yourself at risk.…
Small business owners often struggle to find qualified applicants for positions that require a greater level of expertise simply because small businesses traditionally offer far less in the way of employee benefits when compared to large corporations. In most cases, this is not because small business owners do not wish to offer their employees a comprehensive benefits package but simply because they feel as if there is no way they can afford to offer benefits such as health insurance.…
When you’re an independent engineer or run a firm, you face risks. You could be responsible if someone is injured physically or monetarily as a result of your work. That’s why you need business insurance. Without insurance, you could be paying out of pocket for any liability claims against your work. Here are some specific reasons why engineers need business insurance and what types you should consider.
Reasons to Get Business Liability Insurance…
