If you’re a Massachusetts homeowner, you may have been taken aback at your most recent homeowners insurance bill, noticing a dramatic increase over last year’s premium. And if you’ve not yet received your bill for next year, you can likely expect between a 6 to 9 percent increase if your homeowners insurance is carried through one of the state’s biggest providers. Is there anything you can do to lower your insurance rates or otherwise diminish the effect of this increase on your pocketbook?…
If you work for a company that offers health insurance to you as a benefit, they may begin offering other types of benefits too. These other benefits are referred to as voluntary benefits, and they are optional, just like the health insurance the company offers. Here are two things you should know about voluntary benefits before you opt in.
Why Companies Offer Them
Benefits of any kind are considered an added bonus to employees.…
Nobody wants to spend more on auto insurance than necessary – and yet, many do simply because they’ve made some error or other that caused their premiums to spike. Fortunately, most problems have solutions, and auto insurance problems are no exception. Here are four issues that can boost your auto insurance, along with smart strategies for counteracting them.
1. Type of Car
The problem: The more an insurance company has to pay to replace a car, or the more likely such a replacement is, the more you’ll pay to the insurance company in the form of higher premiums.…
