An insurance policy is a contract between the policyholder, in this case, you, and the insurer (the insurance company underwriting the risk) that protects and reimburses you against specific financial losses.
Insurance companies generally pool their client’s risks to ensure convenience and pocket-friendly payments for the policyholder. Various types of insurance services offer a myriad of benefits, as discussed extensively in the sections below.
Types of Insurance
Health Insurance
Health insurance is a must-have.…
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Anyone that is injured while on the job shouldn’t have to pay for their recovery out of their own pocket. That’s what workers’ compensation insurance is for, with many states making it mandatory to have this type of insurance for your workplace. Workers’ compensation is like an additional insurance policy that covers your medical bills, lost wages, and permanent damages related to your work-related injury. Here are some things to know about using workers’ compensation to ensure it goes smoothly for you.…
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Carrying insurance is vital for so many of the most important areas of your life. You are likely accustomed to being sure to maintain medical, dental, and vision protection, but there are other forms of insurance that are just as essential if you want to guard yourself against the possibility of financial ruin. When you purchased your house, you may have taken out a basic homeowner’s policy, but if you only carry bare-bones coverage, you could be putting yourself at risk.…
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