Anyone that is injured while on the job shouldn’t have to pay for their recovery out of their own pocket. That’s what workers’ compensation insurance is for, with many states making it mandatory to have this type of insurance for your workplace. Workers’ compensation is like an additional insurance policy that covers your medical bills, lost wages, and permanent damages related to your work-related injury. Here are some things to know about using workers’ compensation to ensure it goes smoothly for you.…
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Carrying insurance is vital for so many of the most important areas of your life. You are likely accustomed to being sure to maintain medical, dental, and vision protection, but there are other forms of insurance that are just as essential if you want to guard yourself against the possibility of financial ruin. When you purchased your house, you may have taken out a basic homeowner’s policy, but if you only carry bare-bones coverage, you could be putting yourself at risk.…
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Small business owners often struggle to find qualified applicants for positions that require a greater level of expertise simply because small businesses traditionally offer far less in the way of employee benefits when compared to large corporations. In most cases, this is not because small business owners do not wish to offer their employees a comprehensive benefits package but simply because they feel as if there is no way they can afford to offer benefits such as health insurance.…
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